Indonesia is one country that has the highest development of e-commerce when compared with Indian and global development index. It is evident from the number of players involved in the field startup e-commerce. Not a few who get an investment from venture capital to be worth hundreds of millions of dollars.

Not only the big players like Lazada, bukalapak or Tokopedia who triumphed in Indonesia. Many online sellers on Instagram, Facebook, Kaskus, and other platforms that can develop very quickly. The phenomenon of "SisCommerce" or the sellers who menjajakkan wares in social media had already become commonplace among the community events.

Of course, such rapid development must also be supported with the regulations of the government, community and e-commerce secure payment system.

On the day of Friday, February 12, 2015 last, Bandung Startup community invited two speakers who came from Idea. IDEA is an Ecommerce Association of Indonesia. Both speakers are Imam Akbar Hadikusumo, vice chairman of IDEA for the SME and Education and is also the VP of Product Merchant Wallet and Bima Game Doku, members of public policy at the same Idea of ​​Price Area CFO.

At the Startup Talk # 7 held in Co & Co Coworking Space, they spoke of the "E-Commerce in Indonesia and Introduction to Payment Gateway". The event was opened by Herry Fahrur Rizal as MC, followed by remarks from Ajie Santika Bandung, chairman Startup and remarks from the Co & Co.

The first session begins on the Bima that explains a little about the IDEA (http://idea.or.id). Starting from the vision and mission to the members who have joined the IDEA. Members of the idea itself is already registered more than 120 companies covering the online retail marketplace, classified ads, bank, payment, directory, daily deals, travel and infrastructure. Great players like Lazada, Tokopedia, Kaskus, bukalapak, Elevenia and OLX had already joined in this association.

The next session was followed by the Milky explain the importance of financial record-keeping system for startup. Although startupnya is still relatively small, a good recording system from the start will make it easier if they are needed when looking for investors. Few discuss technical matters of financial management activities include planning, controlling, reporting and evaluation.

The second session was continued by Akbar who spoke about developments in Indonesia ecommerce and online payment system. According to the translation of Akbar, in Indonesia alone most popular payment system is bank transfer that is in the numbers 57% and followed by COD (Cash on Delivery) of 28%. In fact, according to Akbar, the possibility of fraud and fraud is most apt to occur in both the payment system.

As for the use of credit cards in Indonesia is less popular is recorded only 16 million cards compared with an ATM card, which reached 66 million. To overcome these problems, emerging systems such as Doku Wallet payment gateway, Veritrans, Kartuku and others.

Each element included in e-commerce need to work together in educating the market to begin to shift to using online payment gateway because it is safer. Those who do not know, most of the online payment gateway in Indonesia already has a security level up to level A is the highest in the world. It also supports SSL, Industry Standard, 3D Secure and Fraud Management.

After an explanation of Akbar, the event continued with a question and answer session and networking that lasted until half past 10 at night.

If you can not participate in the event Startup Talk # 7 at this time, do not worry, Talk Startup event is held every month too! For more information, can open the Startup Bandung in http://startupbandung.com/ website or visit the Facebook Page Bandung Startup Community in https://www.facebook.com/startupbandung/

Source: http://startupbandung.com