The atmosphere is the development of e-commerce in Indonesia is being very good. It was not only evident from the many e-commerce actors are emerging, but also continue to increase in e-commerce transactions annually. It is no secret that online shopping in Indonesia is in vogue today. Ranging from fashion items, electronics, to household appliances, the Indonesian people began to buy via online.

This fact would be a good signal to the perpetrators of e-commerce in Indonesia. They are also required to continue to make improvements, due to the presence of cases of fraud or fraud that occurred. One of the hot issues that are still prominent in the world of e-commerce Indonesia is the payment method. This issue is crucial, considering if we want the ideal course payment method via credit card is the world's leading cashless today.

Based on the last survey, reported by the dailysocial.net, however, the number of online shoppers the world including Indonesia who use credit cards as a payment method has become the majority. The Visa survey conducted through Global Payment Tracker report (GPT) in 2012 showed that at various points where the transaction (point of sales) contained 57% of transactions using debit cards and 83% used credit cards. On the other hand, e-commerce payment transactions are still many who use manual methods, including cash on delivery (COD).

Based on these reports we can certainly see how the problem of consumer confidence in e-commerce is still there. This was revealed by CEO Maximilian Bittner Lazada Southeast Asia in the event Google Think 2013. According to him, online and offline transactions is no fundamental difference, namely through offline transactions consumers can see directly the goods purchased, while online transactions instead. "Here means heavy homework still to be done by the instigators of the e-commerce marketplace and service providers to gain the full confidence of the consumers," he said.

Then what kind of payment method that is ideal for e-commerce Indonesia today ?. There are two methods that actually could be a solution for the consumer e-commerce Indonesia, namely IPAYMU (which also has been a partner Paypal and e-wallet that is being promoted by telecom operators (the total number of customers more than the total bank customers). So, through These two methods of payment e-commerce transactions that occurred in Indonesia being totally online transactions.

Source from: http://dailysocial.net/post/e-commerce-dan-metode-pembayaran-yang-pas-di-indonesia